The answer to the second question also was none of the above. The first question asked about a new mortgage I supposedly took out in 2019 (I didn’t), and the answer was none of the above. KrebsOnSecurity stepped through the same process and found similar results. Thomas said he and a friend both walked through the process of recovering their freeze PIN at Experian, and were surprised to find that just one of the five multiple-guess questions they were asked after entering their address, Social Security Number and date of birth had anything to do with information only the credit bureau might know. Thomas said after several days on the phone with Experian, a company representative acknowledged that someone had used the “request your PIN” feature on Experian’s site to obtain his PIN and then unfreeze his file. Thomas said he only learned about the activity because he’d taken advantage of a free credit monitoring service offered by his credit card company. who put a freeze on his credit files last year at Experian, Equifax and TransUnion after thieves tried to open multiple new payment accounts in his name using an address in Washington state that was tied to a vacant home for sale.īut the crooks were persistent: Earlier this month, someone unfroze Thomas’ account at Experian and promptly applied for new lines of credit in his name, again using the same Washington street address. Experian’s page for retrieving someone’s credit freeze PIN requires little more information than has already been leaked by big-three bureau Equifax and a myriad other breaches.ĭune Thomas is a software engineer from Sacramento, Calif.
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